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Everything was great, and both Grant and Dmitri were very helpful. My only tiny complaint (hardly worth even mentioning) was that I feel that the process for dealing with the credit card balance that I had, was not explained clearly enough. If I had known what a huge pain it would be to have that balance, I would have paid it off before I actually applied for the loan. On the day I did apply, Grant told me that by paying it off on closing day, I could possibly lower my down payment. Not only did it not lower it, but it became a huge hassle to pay with a check from title, and I had to carry a balance which charged me interest. I pay the card off every month, so that is not ideal for me. It's all done with now, but if I had known that I could have just paid it off as always, before applying, I would have.
